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Last year I was banned by Best Purchase (I spent more than $30,000 there in 2015), Toys R Us (I was only banned from receiving their rewards,but I can still order), Bon-Ton (very quick ban trigger). The classical strategy, in which one particular tries to find the main device (such as a card) that solutions as the payment instrument and then builds the further classification of a system around that instrument, will no longer perform.

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